Insuring Pets to Ensure Your Kids' Happiness

How much does it cost to put down the dog? No one ever thinks of that. But it's pretty obvious, really - you're going to buy a pet and bring it home, but how about when it ends up being your fifth family member, one that the kids can't part with? If the dog has to be put down because you can't afford its medical bills, the kids aren't going to understand. There's not a lot you can do, except break them into the reality of the situation by having them read 'Ol Yeller' at an early age.

But if you have pet insurance, having to choose between a $4,000 operation or a $10 euthanasia is not a choice, because you won't have to pay for most of the operation. Pet insurance is a cost-effective way of providing health case for your pets. It covers everything that can hit an animal, from cancer to a pickup truck. Not only will you not have to worry about getting the animal to the vet, you won't have to worry about having to make decisions that determine whether you can afford to save the animal. And you won't have to worry about telling your kids that you don't have the money to keep Fluffy around. Those are the intangible costs of pet health and veterinary practice that don't come across on the bill, but is part of the bottom line of pet ownership.

Pet insurance works just like regular health insurance, except it's vastly cheaper. It's easy to afford, and the pricing is pretty standard; more pets covered under one plan bring a discount, younger pets are less expensive than older pets, and a plan with a higher premium brings less monthly costs. You can find out more by searching online or asking your vet.